Embedded finance is the use of financial tools or services by a non-financial provider. It is designed to streamline financial processes for consumers, making it easier for them to access the services they need when they need them, but it isn't just about convenience for consumers, it can also allow financial institutions to access new revenue streams by offering their services to non-financial platforms, supplementing their traditional business models. Come away from this course with a basic understanding of embedded finance and the potential it unlocks for their organization.

Speaker:

Mark Dixon, AAP, APRP, NCP, Nacha

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, Embedded Payments, Technology, Innovation

This course provides an introduction to cryptocurrency and blockchain. Blockchain technology provides for a distributed or shared record or ledger of digital events that is verifiable, while keeping confidential details about the underlying transaction and the parties involved private. The distributed nature of blockchain challenges the notion of a central trusted authority that is inherent in online transactions today with attributes that some say democratizes the marketplace. Learn how cryptocurrency and blockchain work and explore uses and potential.

Speaker:

Mark Dixon, AAP, APRP, NCP, Nacha

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, Blockchain, Crypto, Technology, Innovation

Artificial intelligence and machine learning play a critical role in the advancement and innovation of payments. Speakers in this course discuss practical use cases for AI and ML – from virtual assistants and fraud detection – as well as recent advances and the biggest controversies. Discover how these technologies are applicable to payments and financial crime compliance, and what financial institutions can do to create workforce readiness while managing risk.

Speaker:

Mark Dixon, AAP, APRP, NCP, Nacha

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, AI, Technology, Compliance, Risk Mitigation

The payments industry has seen a seemingly endless number of new platforms and trends, yet they may not have not materially changed consumer behavior. RTP and FedNow are new rails, however, new use cases are fundamentally relying on existing technology. This course examines how movements to voice payments, changes in legal aspects of what constitutes an authorization and ensuing payment, and how adoption – both by consumers and payment channels – may alter the path to a new product.

Speaker:

Peter Tapling, APRP, PTap Advisory, LLC

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, Open Banking, Payments Innovation, Technology, RTP, FedNow

Do you follow the Nacha Operating Rules to the letter all the time? Does your organization have processes that, when compared to the Rules, might make sense for your organization, but could be considered a violation? This interactive course looks at some processes that walk a fine line between compliant and noncompliant. Using examples submitted anonymously from students and from real-life audit findings, you’ll discover why the Rules are written as they are, and how the application of the Rules may vary. 

Speakers:

Andy Barlow, AAP, NCP, Macha, Everything Payments - Everywhere

Joseph Casali, AAP, APRP, NEACH

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, Nacha Operating Rules, Accreditation Prep, Compliance, Regulatory 

Government Payment rules differ from the ACH rules in ways that can affect your financial institutions liability. Do you know how to handle Government Returns, DNEs, or NOCs? Do you understand your liability for government payments posted in error? Instructors in this course provide all the answers to these questions and more. Students also learn about the Federal Government mandate of Direct Deposit for all benefit payments, how the Governments rules differ from the ACH rules, how to enroll an account holder to receive Government payments, and how to handle Governments Reclamations and reports of non-receipt items.

Speaker:

Sandy Ortins, AAP, APRP, NCP, Paysign, Inc.

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, ACH, ACH Rules, Accreditation Prep

Regulators, including the CFPB, are displaying changing views towards the role of payments ecosystem participants need to take, particularly surrounding credit push payments. Much has been reported about possible fraud on some P2P platforms and how Regulation E may or may not apply to those payments. This course addresses shifting attitudes from regulatory, customer and network participant perspective on how customer remediation should be viewed. "Irrevocable does not mean Irremedial" think about what this means relative to what financial institutions might do.

Speakers:

Duncan Douglass, Alston & Bird

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, Risk, Regulatory, Compliance, Legal

This course introduces students to the ACH Network and ACH payments. The instructor reviews the Network's functionality to support payments and information, its key attributes, and funds flow for debit and credit entries. Students learn how Standard Entry Class (SEC) Codes determine the rules and requirements of a payment, consumer and corporate payments and non-payment entries and participant roles and responsibilities.

Speakers:

Sandy Ortins, APP, APRP, NCP, Paysign, Inc.

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, ACH, Accreditation Prep 

This course helps students understand and address key exception situations that financial institutions and their customers may face. Students discover what constitutes an exception and explore possible causes of and resolutions for common issues. Instructors also explore the Rules violation process and discuss with students how the ACH Contact Registry can be an effective tool in managing communication between FIs.

Speaker:

Joseph Casali, AAP, APRP, NEACH

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, ACH, Accreditation Prep

Controlling a corporate document management process can be daunting. Enduring policies, procedures and agreements can be complicated, particularly when more than one party oversees this process. Also at issue can be the level of approval, the structure for approval of procedures, and who is overseeing adherence. You will be provided examples of terms that could be included and are asked to determine if they are best suited as governance, an agreement, a policy or procedure.

Speaker:

Michelle Yates, Synovus Financial Corporatio

*This recording is not eligible for continuing education credits.

Tag(s): TPI Home School, TPI, Governance, Compliance