Get to know the fundamentals of stablecoins: what they are, how they’re issued, and how they can support faster payments and settlement. This course builds a foundational understanding of the role digital currencies may play in modern payments and explores how trust, regulation, and interoperability influence their potential. Attendees will gain clarity on how stablecoins differ from other digital assets and what they mean for financial inclusion and efficiency.

Speakers:

Tara Edmonds, SouthState Bank

Chris Nichols, SouthState Bank

*This recording is not eligible for continuing education credits.

Tags: Stablecoin, Digital Currency, Regulation, 

Same Day ACH, RTP, Zelle, FedNow and other faster payments options continue to expand – causing a possible information overload. Making decisions on where to go with faster payments can be baffling, whether you are a financial institution or corporate practitioner. This lecture hall lays out the fundamentals of faster payments to provide a basis for understanding additional coursework.

Speakers:

Jason Carone, AAP, AFPP, APRP, CTP, The Clearing House

Debbie Smart, AFPP, CTP, Q2 Software, Inc.

*This recording is not eligible for continuing education credits.

Tags: ACH, Payment Networks

This level-setting course reinforces students' knowledge of foundational risk management principles in the payments industry. The instructor discusses risk management across ACH, check, wire transfer, instant, and card payment channels, as well as disaster recovery and contingency planning. Students learn core components of enterprise risk, such as risk management life cycles, key terms, and risk mitigation business drivers.

Speakers:

Jessica Lelii, AAP, AFPP, APRP, NCP, PaymentsFirst

Chirstopher Richards, AFPP, CAFP, Cape Cod Five Cents Savings Bank

*This recording is not eligible for continuing education credits.

Tags: Risk, Regulatory, Compliance & Legal

Dive into the technological backbone of faster payments in this course! Students will explore critical tech components while learning how these elements work together to create a seamless faster payment experience. Discover the role of directories in connecting payment systems, security measures to protect data, and value-added services that enhance the functionality of faster payment rails. This course will equip students with the knowledge and skills needed to tackle faster payment implementation and elevate your organization's capabilities.

Speaker:

Mark Dixon, AAP, AFPP, APRP, CTP, NCP, Nacha

*This recording is not eligible for continuing education credits.

Tags: Accreditation Prep (AAP, AFPP, APRP),

Payment rails are what allows transactions to flow. Payment rail operators set the rules that dictate how and when funds are made available. This introductory course examines the ACH Network, the credit card networks, TCH's RTPs and the Fed's upcoming FedNow. Students will come away with an understanding of the rules, settlement mechanisms, funds availability allowances, and dollar limits. Faculty also discuss overlay services and third parties as the relate to the rails.

Speakers:

Jason Carone, AAP, AFPP, APRP, CTP, The Clearing House

Debbie Smart, AFPP, CTP, Q2 Software, Inc.

*This recording is not eligible for continuing education credits.

Tags: ACH, Payment Networks

This course introduces students to the ACH Network and ACH payments. The instructor reviews the Network's functionality to support payments and information, its key attributes, and funds flow for debit and credit entries. Students learn how Standard Entry Class (SEC) Codes determine the rules and requirements of a payment, consumer and corporate payments and non-payment entries and participant roles and responsibilities.

Speakers:

Katie Penoyer, AAP, APRP, CTP, CNB Bank

Jeffery Pettine, AAP, AFPP, APRP, NBE, Office of the Comptroller of the Currency

*This recording is not eligible for continuing education credits.

TAGS: Accreditation Prep (AAP, AFPP, APRP)

International ACH Transactions (IAT) provide a critical bridge between domestic and global payments. This course helps students understand how IATs are formatted, monitored, and settled, and why they play an essential role in cross-border operations. Students will also explore compliance and sanctions screening requirements, operational standards that support transaction integrity, and upcoming changes to IAT processing and requirements, with a focus on what those changes mean for financial institutions and their cross-border payment strategies.

Speaker:

Amy Morris, Nacha

*This recording is not eligible for continuing education credits.

Tags: ACH, Payment Networks

Understanding the fundamentals of laws and regulations related to payments is crucial but so is having a clear understanding of how these interact, particularly when there may be overlap. With so many agencies overseeing the industry, students will gain knowledge of which has jurisdiction over not just payments in general, but also on individual transactions. The rules and regulations for each payments rail may or may not be the same, and the authority over the transaction could also differ. This course delves into these issues and more.

Speaker:

Scott Jones, Adams and Reese LLP

*This recording is not eligible for continuing education credits.

Tags: Risk, Regulatory, Compliance & Legal

Create engaging and actionable ACH training that resonates with Originators by focusing on strategies that bring rules-based content to life and drive real understanding. This session explores how to design effective training that reinforces the shared responsibilities of financial institutions and Originators, using practical educational tools and scaffolding frameworks to support growth, strengthen compliance, and enhance the overall integrity of the ACH Network. Attendees will leave with clear, applicable methods to elevate their ACH education programs, improve engagement, and deliver training that not only informs but creates lasting impact.

Speakers:

Debbie Barr, AAP, AFPP, CTP, Nacha

Joseph Casali, AAP, AFPP, APRP, MBA, NEACH

Lawrence Lau, West Coast Community Bank

William Mills, AAP, APRP, Premier Banks

*This recording is not eligible for continuing education credits. 

Tags: ACH, Training

As ACH usage continues to rise, so do the risks of its exploitation for fraud and money laundering, making it increasingly important for financial institutions to stay ahead of evolving threats. This session, led by a Certified Anti-Money Laundering Specialist (CAMS), explores the growing threat of ACH credit-push fraud and how organizations can align their AML programs with Nacha’s evolving risk management expectations. With a focus on the intersection of ACH and AML, attendees will gain a practical understanding of how fraudsters leverage ACH credits to facilitate illicit activity, including business email compromise and account takeover schemes, while also examining Nacha’s Fraud Monitoring Phase 2 requirements for Receiving Depository Financial Institutions to implement risk-based processes designed to identify fraudulent credit entries. Through real-world examples and actionable insights, participants will learn how to recognize ACH-related AML red flags, strengthen fraud monitoring tools, interpret Phase 2 requirements, and build proactive defenses that integrate seamlessly with existing AML frameworks, making this session especially valuable for compliance, risk, and operations professionals navigating today’s complex payments fraud landscape.

Speakers:

Alaina Ackley, AAP, APRP, CAMS, PaymentsFirst, Inc.

Lori Gorkowski, Educators Credit Union

*This recording is not eligible for continuing education credits. 

Tags: Fraud, Compliance