Returns. Reversals. Corrections of Change. Timeframes. This introductory course examines what happens when a transaction goes askew. Faculty discuss the rules related to processing and handling of entries that couldn't be posted and what to do (and when to do it!) to rectify the situation.

Speaker:

Michele Barlow, PaymentsFirst, Inc.

*This recording is not eligible for continuing education credits.

Tags: Accreditation, AAP, AFPP, APRP

In this interactive course, students are provided findings from an audit or examination or requirements to those conducting an audit or examinations and asked to formulate a plan to respond, initiate or correct the issue. Faculty take the role of an internal risk or audit committee, as well as a responding organization, as they are presented with an action plan that can be implemented to avoid future problems.

Speakers:

Mary Mumper-Morrison, AAP AFPP, APRP, CAMS, NCP, NEACH

Jessica Perkins, APRP, Lead Bank

*This recording is not eligible for continuing education credits.

Tags: Audit, Examination

Financial transactions depend on messages about the transfer of value, as well as the actual transfer of value. Conversations about payments don’t always make clear whether the focus is on the clearing or the settlement of a transaction. In this session, panelists will clear up confusion, describe how different networks transfer both information and value, and settle the matter of what constitutes clearing and settlement. The session will provide a foundational understanding of these core concepts for anyone new to payments and offer a good refresher for payments veterans.

Speakers:

Jason Carone, AAP, AFPP, APRP, CTP, The Clearing House

Amy Morris, Nacha

*This recording is not eligible for continuing education credits.

Tags: ACH network

This course examines the governance framework that supports faster payments, focusing on how private rule sets, laws, and regulatory guidance work together across payment rails. Students will compare governance models for major faster payments options and explore how rules from networks, regulators, and industry bodies intersect. Faculty will cover key governance considerations including compliance expectations, risk management, consumer protection, data privacy obligations, and the application of laws such as Regulation E and UCC Article 4A. Students will also explore the role of agreements, disclosures, warranties, and indemnities in defining responsibilities and liabilities among faster payments stakeholders. The course emphasizes how institutions navigate multiple rulebooks while maintaining consistent governance and risk controls.

Speaker:

Jessica Lelii, AAP, AFPP, APRP, NCP, PaymentsFirst

*This recording is not eligible for continuing education credits.

Tags: Accreditation, AAP, AFPP, APRP

Do you really know your Reg E details? Regulation E is a Consumer Financial Protection Bureau (CFPB) regulation that outlines rules and procedures for electronic funds transfers (EFTs). This course will lessen the uncertainty for you by detailing when a dispute is subject to Regulation E and when a dispute is subject to private sector rules. Faculty engage students with case studies and real-life examples to bring some clarity to the process to ensure compliance with the regulation and satisfied consumers. Bring your stories and join in on the conversation.

Speakers:

Michele Barlow, PaymentsFirst, Inc.

*This recording is not eligible for continuing education credits.

Tags: Accreditation, AAP, AFPP, APRP

Building on Stablecoins 101, this course explores the regulatory landscape surrounding stablecoins, including the GENIUS Act and CLARITY framework. Attendees will gain an understanding of what compliance, settlement, and custody mean in this rapidly evolving space. Discussion will include how regulators, networks, and financial institutions are approaching governance to balance innovation with consumer protection.

Speaker:

Jennifer Aguilar, APRP, Alston & Bird

*This recording is not eligible for continuing education credits.

Tags: Stablecoin, Regulatory,  GENIUS Act and CLARITY

The Federal Financial Institutions Examination Council (FFIEC) is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions. These are offered in the form of guidance and statements that provide suggested terms when creating policies and procedures. Adherence to these suggestions provides a pathway to ensure your organization is prepared for examinations. This course looks at many of the FFIEC resources and explores how to implement recommendations throughout your organization.

Speaker:

Jessica Perkins, APRP, Lead Bank

*This recording is not eligible for continuing education credits.

Tags, Compliance, Legal, Risk & Regulatory

This class introduces students to the “alphabet soup” of laws and regulations that govern payments, with an emphasis on enforcement. Students are provided with a basis for more in-depth examinations of Regulation E, UCC 3, 4 and 4A, and the Green Book. This is a prerequisite course for Payment Systems Regulations in Practice where students are able to apply knowledge of pertinent regulations to various scenarios.

Speaker:

Sandy Ortins, AAP, APRP, NCP, Paysign, Inc.

*This recording is not eligible for continuing education credits.

Tags: Risk, Regulatory, Compliance & Legal

This course provides an in-depth look at the obligations, risks, and roles of Receivers within the ACH Network. This course covers the warranties Receivers make when accepting ACH transactions, the liabilities they face, and how their actions impact the broader payment ecosystem. Faculty will also discuss the most significant fraud threats to bank account holders: fraud and scams that result in money being sent out of their accounts using credit payments. This course explores ways to identify current fraud threats that result in credit-push payments through the ACH Network and other payment rails, highlights significant challenges that credit-push fraud scenarios present, and identifies opportunities to improve fraud detection and prevention, and aid in the recovery of funds.

Speaker:

Jessica Lelii, AAP, AFPP, APRP, NCP, PaymentsFirst

*This recording is not eligible for continuing education credits.

Tags: Accreditation AAP, AFPP, APRP

Open Banking, Banking-as-a-Service, and APIs are transforming financial access and collaboration across institutions and platforms. This foundational session connects the dots between these models, helping participants understand how they power innovation while maintaining security and compliance. Students will gain practical context for how these relationships are structured and what opportunities they unlock for the payment's ecosystem.

Speakers:

Brian Dao, AAP, EPCOR

Shawn Princell, ValidiFI

*This recording is not eligible for continuing education credits.

Tags: Open Banking, Innovation